Hey Folks, 


Steven Lartiga-My Awesome Realtor here, with a new way to communicate to you all. I was going to wait until the new year but why wait when we can do it now. Well it's already December, and it feels like this year went by so fast. We have seen many phases of the market over the last 5 years, from not so much demand, to unrealistic levels. Homes have appreciated much faster and higher than ever before and they're only continuing to get higher. The real estate market has been great to those who have bought before 2020, as many got their homes with not only a great market price at the time, but also a low interest rate. We have seen interest rates go from 4 percent to 2.5 percent back in 2020, to now 7.5-8% in 2023. So when they say real…

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